Build more homes

At Lenderly, home financing is our business. With our extensive knowledge and experience in the system-built industry, we have the resources to help increase your revenue, lower your risk, and expand your customer base.

What's a system-built home?

Unlike stick-built homes where the home is constructed at the property site, system-built homes are constructed in climate-controlled factories where materials are protected from the elements. Each home is built in sections and then transported to a property site where a builder assembles it on a foundation. System-built homes include modular and manufactured housing and must meet either state, local or federal residential building codes. 

Why buy a system-built home?

In today’s housing market many homebuyers are frustrated with the lack of homes available and are tired of competing with multiple offers and rising home prices. Many homebuyers - who might otherwise be priced out of the housing market - are turning to system-built homes as an affordable housing solution. With their budget-friendly price tag, high-end customization options, shorter build time and cheaper maintenance, a systems-built home is attractive across all generations - from millennials to baby-boomers.

A better way to build

Partner with us and you can:

• Expand your capacity to offer affordable housing opportunities to people who need them
• Lower your risk and free up your line of credit through FHA and USDA stage funding 
• Offer your customers expanded and flexible home loan options

Manufactured home stage funding and new construction financing

Finance the home and land together

We make it easy for your customers to build a new home on their land, or wherever they choose, and at far less than what they would pay for a traditionally constructed home. That’s because we offer an all-in-one financing solution for lot purchase, construction, and permanent system-built home funding.

Stage funding can help you

• Turn your funds quickly with our convenient 20-60-20 draw schedule
• Approve more buyers with flexible FHA and USDA loans 
• Reach customers with credit scores as low as 620 (can go lower with exception)
• Stay in close contact with our local team (originators, processors, underwriters, closers and draw schedulers) in Florida

Loan options

We can help your customers open a new door to homeownership with conventional, renovation and construction home loans. We offer:

• Conventional Manufactured Home Loans
• FHA Manufactured Home Loans
• FHA 203(k) Renovation Home Loans
• USDA Rural Development Construction Home Loans
• VA Manufactured Home Loans
• Refinance

Learn more about our loan options here.

*Lenderly is an equal housing lender that does not discriminate based on race, color, religion, national origin, sex, marital status, familial status, disability, or source of income or age.